Insurance Claims Assistance for Home Remodeling
Insurance Claims Assistance for Home Remodeling
One Remodeling Contractor to Coordinate Repairs, Insurance & Rebuilds
At The Flooring and Remodeling Shop, we provide a simpler path forward.
We are a full-service remodeling contractor serving Plano, Frisco, McKinney, Allen, and surrounding North Dallas communities. While remodeling is our core focus—kitchens, bathrooms, showers, flooring, staircases, and structural interior work—we also assist homeowners when those repairs are part of an insurance claim.
We are not a disaster restoration company.
We are the remodeling professionals who step in after the damage is assessed, to rebuild your home properly and coordinate the repair process with your insurance company.
A Remodeling-First Approach to Insurance-Related Repairs
Most insurance claims follow a familiar pattern: the immediate issue is stopped, the area is stabilized, and then homeowners are left to figure out how to rebuild everything correctly.
This is where many people feel overwhelmed.
Insurance adjusters work from scopes, line items, and documentation. Restoration companies often focus only on drying and demolition. What’s left is the most important part—the reconstruction and remodeling.
That’s where we come in.
We approach insurance-related projects the same way we approach all remodeling work:
- With attention to structure, finish quality, and long-term performance
- With one coordinated team instead of multiple disconnected vendors
- With clear communication and professional documentation
Our goal is not to “patch things up,” but to restore your interior spaces correctly—so they look right, function properly, and last.
How Insurance Claims Remodeling Works With Our Team
While every claim is different, the process is typically straightforward:
1. You Provide Your Claim Information
Once you have an open insurance claim, you share the claim number and adjuster contact details with us.
2. We Coordinate With the Insurance Adjuster
Our team communicates directly with the adjuster to review the approved scope of work and clarify the remodeling requirements tied to the claim.
3. We Align the Rebuild Plan
We ensure the remodeling plan matches the approved scope and identify where repairs, replacements, or rebuilds are required.
4. We Handle the Remodeling Work
From demolition through final finishes, our licensed crews manage the entire project. You work with one contractor, one team, one point of contact.
5. We Bill the Insurance Company for Approved Work
For approved claim items, we coordinate billing directly with the insurance company to reduce paperwork and financial stress for homeowners.
You stay informed at every step—without having to manage the day-to-day logistics yourself.
Working Directly With Your Insurance Adjuster
Insurance claims require accurate documentation and clear communication. Our experience working alongside adjusters allows us to support the process efficiently and professionally.
We assist by:
- Providing detailed repair scopes and measurements
- Clarifying construction requirements tied to the approved claim
- Supporting inspections and walkthroughs related to the rebuild
- Keeping timelines and expectations organized
Important:
We do not guarantee claim approval, coverage, or payout amounts. Coverage decisions are made solely by your insurance company based on your policy. Our role is to support the remodeling side of the claim with professional coordination.
Direct Insurance Billing for Approved Repairs
One of the biggest frustrations homeowners face during insurance-related projects is managing payments between multiple parties.
To simplify the process:
- We coordinate direct billing with the insurance company for approved repairs
- We align invoices with the approved scope of work
- We reduce the need for reimbursements or invoice juggling
This allows you to focus on your home—not on financial logistics.
Remodeling Services Commonly Covered Under Insurance Claims
While every claim is different, the process is typically straightforward:
Bathroom Remodeling After Water Damage
Water damage in bathrooms often extends beyond surface finishes. We rebuild bathrooms properly, including:
- Drywall and subfloor repairs
- Tile installation and waterproofing
- Vanity, fixture, and finish replacement
- Clean, functional layouts built to last
Shower Rebuilds & Waterproofing
Failed showers are a common source of ongoing damage. We handle:
- Complete shower tear-outs and rebuilds
- Modern waterproofing systems
- Tile, stone, and surround installations
- Long-term performance—not temporary fixes
Kitchen Repairs & Full Kitchen Remodeling
Kitchen damage may impact cabinets, flooring, walls, and adjacent areas. We provide:
- Cabinet repair or replacement
- Flooring replacement and transitions
- Drywall, trim, and finish restoration
- Optional layout or finish upgrades where appropriate
Flooring Replacement
Water damage often compromises flooring and subfloors. We replace and rebuild:
- Tile flooring
- Hardwood
- Luxury vinyl plank (LVP)
- Laminate
All installed with proper preparation and clean transitions.
Staircase Remodeling & Interior Carpentry
Damage can travel into staircases and trim. We provide:
- Stair tread, riser, and railing repairs
- Interior trim and millwork restoration
- Cohesive finishes that blend seamlessly
Structural Repairs & Load-Bearing Wall Work (When Approved)
When insurance-approved repairs involve structural components, we can handle:
- Interior structural repairs
- Framing rebuilds
- Load-bearing wall repairs or removals when engineered and approved
Why Homeowners Choose a Remodeling Contractor for Insurance Repairs
Insurance-related projects succeed when quality and coordination matter as much as speed.
Homeowners choose us because we offer:
- Remodeling craftsmanship—not restoration-only work
- One accountable contractor from start to finish
- Licensed, insured crews with interior remodeling expertise
- Finish quality that matches the rest of the home
Your home is more than a claim number. We treat it that way.
Why Plano Homeowners Choose Us
- LLicensed remodeling contractor
- L$1,000,000 insurance policy
- LIn-house teams
- LClear documentation and communication
- LServing Plano, Frisco, McKinney, Allen & North Dallas suburbs
Why Plano Homeowners Choose Us
This service is ideal if:
- You have an open insurance claim related to home damage
- An adjuster inspection has been completed or scheduled
- Repairs involve bathrooms, kitchens, showers, flooring, staircases, or structural work
- You want one contractor to manage everything properly
The earlier we’re involved, the smoother the rebuild process becomes.
Frequently Asked Questions
Do you guarantee insurance coverage?
No. Coverage decisions are made by your insurance provider. We assist with documentation and remodeling coordination once a claim is open.
Are you a restoration company?
No. We are a remodeling contractor focused on reconstruction and interior finishes—not emergency mitigation.
Do you bill insurance directly?
Yes, for approved scope items, we coordinate billing directly with the insurance company.
Can I upgrade materials?
Many homeowners choose to upgrade finishes beyond what insurance covers. We clearly separate insurance-approved work from elective upgrades.
Get Started — Simple Next Step
If your home repairs are tied to an insurance claim, we’re happy to help.
All we need to begin is your claim information.
From there, we’ll explain the process, coordinate with the adjuster, and handle the remodeling work with care and professionalism.
Call or Text (972) 746-1575
Schedule Your Free Consultation
The Flooring & Remodeling Shop
2830 W. 15th St. Ste. 1, Plano, TX 75075
Serving Plano & North Dallas Suburbs